Fanny Mae offers energy efficient Mortgages

Increase Borrowers' Buying Power
Energy Efficient
The Energy Efficient Mortgage (EEM) option is offered through the Housing and Environment Initiative, which promotes the design, construction, and purchase of more energy- and resource-efficient homes or the retrofit of existing homes to be more efficient.
+Lender Benefits
Serve more borrowers
Combine with most Fannie Mae products (1-unit, owner-occupied)
Energy improvements can be financed
+Consumer Benefits
Energy savings can increase borrowers' qualifying ratios
For purchase or refinance
Up to 100% LTV
Energy efficiency may help the borrower achieve lower monthly operating expenses
EEM Highlights
• Recognize energy savings as qualifying income
• Allows energy improvements to be financed
• Increase home-buying power
• Lower energy costs and household expenses
• Serve more borrowers — all incomes eligible
• Flexible and affordable finance options
• Increase home value
• Help improve air quality and create a more comfortable living environment
To see the EEM at a glance sheet click here

For more information about Fannie Mae’s Energy Efficient Mortgage visit the Housing and Environment Initiative page on www.efanniemae.com